WebNov 27, 2024 · Shop around with multiple lenders. Request quotes from at least 3-5 lenders plus your existing lender, bank, or credit union, or mortgage broker; Understand your mortgage rates. Knowing what affects your mortgage rate can help you get the best deal on your loan; Compare quotes and negotiate rates. WebOct 19, 2016 · Say, for example, you’ve got a $300,000 mortgage. With a 3.5% rate, you’d be paying roughly $1,450 each month. Lower that rate by a mere half percentage point, to 3.0%, and your payment dips...
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